Encinitas real estate CA, Olivenhain real estate and Carlsbad real estate, home listings and homes for sale in California, Luxury Homes, oceanfront properties - Sue De Legge, REALTOR® Sue De Legge REALTOR(r) for Encinitas, Olivenhain and Carlsbad, California real estate, Luxury Homes, oceanfront properties - NUMBER1EXPERT™ Sue De Legge NUMBER1EXPERT(tm) for Encinitas, Olivenhain and Carlsbad, California real estate, Luxury Homes, oceanfront properties
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Sue De Legge, REALTOR®, real estate agent and broker for Encinitas, Olivenhain and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)



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Great family team. Pleasure to work with. Knows North County inside and out. You can't do better.
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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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Sue De Legge, REALTOR®, real estate agent and broker for Encinitas, Olivenhain and Carlsbad California home listings, property and land for sale - NUMBER1EXPERT(tm)

Sue De Legge Lic. # 01304408
Gina De Legge Lic. # 01746528

Coldwell Banker
162 South Rancho Santa Fe Road, Suite A-30
Encinitas, CA 92024
Cell Phone #: 760 207-7749
Office Phone #: 760 635-4402
Office Fax #: 760-436-5229

Awarded among the top 30 agents of San Diego, Sue De Legge has the track record and experience necessary to reach all your real estate goals. Her sincere dedication and commitment to excellence provides you the service and results you deserve, therefore, setting her apart from others in the industry. Past clients praise her professionalism, personalized service and attention throughout the entire process of buying and selling their homes. Serious home seller's & buyer's use Sue De Legge as their preferred real estate professional of choice.

ABR REALTOR Equal Housing MLS


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