
Excellent Level Of Service Thank you for the excellent level of service, availability and follow up, every step of the way. Debbie Ward Read Quote > View All Quotes >
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My Areas of Specialty in San Diego... 
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Encinitas, CA
With the Pacific Ocean at its doorstep and rich farmland at its flank, Encinitas is a pretty beachside town with a stable agricultural base. Known as the Flower Capital of the World, Encinitas has many a thriving business based on flowers, fruit, or vegetables. The weekly farmer's market is a riot of color, with gorgeous blooms, vegetables and fruit on sale alongside local arts and crafts.
Encinitas has more than six miles of ocean frontage and plenty of lovely beaches, and the long, dry California summers ensure that residents can make the most of them. There are dozens of ball fields and several excellent parks, and new wilderness and recreation areas are in development. The trail system in Encinitas Ranch is one of the best in coastal North San Diego County. Stunning views of the inland back country greet hikers and runners. The gorgeous Quail Botanical Gardens is also well worth the visit, and plays host to a popular summer concert series. Please visit http://www.qbgardens.org/ to learn more about the Gardens as well as their new Children's Garden opening June 2009!

Several distinct communities comprise Encinitas today:
Historic Old Encinitas runs along the beachfront and is made up of a mix of picturesque cottages and modern beach houses. Surf shops and ethnic restaurants suit the residents, who are mostly surfers, alternative lifestylers, tri-athletes, and business professionals who prefer to stay out of the suburbs.

New Encinitas is inland east of I-5, and contains several suburban tract neighborhoods that were mostly built in the nineteen-eighties. Homes range from tidy and affordable to large and executive, and there is a wide range of adult communities and mobile-home parks for retirees to choose from. There are several large shopping centers, including a brand new complex along the main road, El Camino Real. New Encinitas appeals to those in search of a safe suburban lifestyle and good schools, and to families who want to spend plenty of time at the beach!

Encinitas Ranch is a new golf course community built inland east of I-5. Its attractive new luxury homes appeal to retirees and executives.
The Encinitas Ranch Golf Community is located on the only remaining ocean view property of its kind along the beautfiul coastline of San Diego County.
Beautiful Leucadia, inland from Old Encinitas, is a nineteen century town famous for the giant eucalyptus trees that line its Coast Highway.
Founded in 1914, Cardiff-by-the-Sea is a quaint shoreline community popular with surfers and holidaymakers. Pretty cottages overlook the two-mile coastline, and world class surf draws professionals and amateurs alike from around the world. One of the highlights of their visit is Cardiff Reef at the mouth of the San Elijo Lagoon, where surf consistently breaks both right and left year round.



| |  Request my complimentary Encinitas, Olivenhain, Cardiff, Solana Beach, Del Mar and Carlsbad Relocation Package. It's packed full of useful and important information about those areas. Don't move here without it! Just fill out the form and I will send it out right away. It's my job to know EVERYTHING about the areas I specialize in! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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| Q |
What was the first land designated by the US government as a National Park?
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| A |
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872. |
See More Real Estate Trivia > |
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