 |
About Sue: Who is Sue De Legge
of Encinitas, Olivenhain and Carlsbad, California? |
 |
About Gina: Who is Gina De Legge
of Encinitas, Olivenhain and Carlsbad, California? |
 |
Professional Summary: Info coming soon... |
 |
Meet My Team: Meet Sue De
Legge's team of real estate assistants for the Encinitas, Olivenhain and
Carlsbad area |
 |
Sue De Legge's Press Releases: Sue De Legge's North County Real Estate Press Releases |
 |
My
Professional Resume: Sue De Legge's Encinitas, Olivenhain and Carlsbad
real estate career in home buying & selling in California |
 |
Testimonials: What
Sue De Legge's clients are saying about this top Realtors real estate
marketing |
 |
Personal Guarantee: Sue
De Legge's personal guarantee as a top Encinitas, Olivenhain and Carlsbad,
California Realtor |
 |
Quick
Response Guarantee: Sue De Legge guarantees a quick response to your
email request for more California home buying & property selling
information |
 |
Privacy
Guarantee: Sue De Legge guarantees this Encinitas, Olivenhain and
Carlsbad real estate web site will respect your privacy |
 |
No
Obligation Guarantee: Sue De Legge's real estate help by email is free
& without obligation for Encinitas, Olivenhain and Carlsbad home owners in
California |
 |
About
NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find
out more |
 |
Contact
Information: How to contact Sue De Legge, Encinitas, Olivenhain and
Carlsbad real estate agent |

Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
|
| Q |
What area in the U.S. is known for its pre-civil war mansions?
|
| A |
Natchez, Mississippi boasts over 500 pre-civil war-style mansions; many are open to the public as museums. |
See More Real Estate Trivia > |
|
|
|